How to Apply for PM Kisan Scheme

The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Scheme is a landmark initiative launched by the Government of India to provide direct financial support to small and marginal farmer families across the country. Introduced in December 2018, the scheme aims to supplement the income of eligible landholding farmer families with a financial benefit of ?6,000 per year, disbursed in three equal installments of ?2,000 every four months. This initiative is not merely a welfare measureit is a strategic step toward enhancing agricultural productivity, reducing rural distress, and ensuring economic resilience for millions of farming households.

For millions of farmers who rely on subsistence agriculture, unpredictable weather, and fluctuating market prices, this direct income support serves as a critical financial cushion. It enables them to meet essential expenses such as seeds, fertilizers, irrigation, and household needs without falling into debt traps. The schemes success lies in its simplicity: direct benefit transfer (DBT) to bank accounts eliminates middlemen, reduces corruption, and ensures transparency. However, many eligible farmers remain unaware of how to apply or face challenges during registration due to lack of digital literacy, documentation gaps, or misinformation.

This comprehensive guide walks you through every step required to successfully apply for the PM Kisan Scheme. Whether you are a first-time applicant, a farmer who missed earlier installments, or someone assisting a family member, this tutorial offers clear, actionable, and up-to-date instructions. We also cover best practices, essential tools, real-life examples, and frequently asked questions to ensure you navigate the process confidently and without delays.

Step-by-Step Guide

Applying for the PM Kisan Scheme is a straightforward process, but attention to detail is crucial. Below is a detailed, step-by-step breakdown of how to applywhether youre registering online, through a local authority, or updating existing details.

Step 1: Confirm Eligibility

Before initiating the application, verify that you meet the basic criteria for PM Kisan Scheme eligibility. The scheme is designed for:

• Farmers owning cultivable land, as per land records maintained by state revenue departments.
• Families holding land in their nameindividual, joint, or inherited.
• Small and marginal farmers, defined as those owning up to 2 hectares (5 acres) of land.

However, certain categories are excluded:

• Landholders who pay income tax.
• Former or current holders of constitutional posts (e.g., MPs, MLAs, judges).
• Current or retired government employees (excluding Class IV and group D staff).
• Professional farmers engaged in non-agricultural businesses with high income.

Its important to note that eligibility is determined based on state land records. If your name is not listed as a landholder in official records, you may not qualify. In cases of joint ownership, only one member of the family can receive the benefit.

Step 2: Gather Required Documents

Having the correct documents ready will significantly speed up your application. The following are mandatory:

• Land Ownership Proof: Land record extract (7/12 extract in Maharashtra, Patta in Tamil Nadu, Khatauni in Uttar Pradesh, etc.) showing your name as the landholder.
• Identity Proof: Aadhaar card (mandatory for all applicants).
• Bank Account Details: A savings bank account in your name, linked to your Aadhaar. The account must be active and operational.
• Mobile Number: A valid mobile number registered with your Aadhaar for OTP verification and updates.
• Passport-sized Photograph: Some local centers may request this for physical verification.

If you do not have a bank account, visit your nearest bank branch to open one. Most public sector banks offer zero-balance accounts for farmers. Ensure your Aadhaar is linked to your bank accountthis is critical for direct benefit transfer.

Step 3: Choose Your Application Method

You can apply for PM Kisan through two primary methods: online via the official portal or offline through designated local authorities. Both are equally valid. Choose the method that suits your comfort and access to technology.

Option A: Online Application via PM Kisan Portal

1. Open your web browser and navigate to the official PM Kisan website: pmkisan.gov.in.

2. On the homepage, click on the New Farmer Registration button located under the Farmers Corner section.

3. You will be redirected to a form requiring the following inputs:

• Select your state and district from the dropdown menus.
• Enter your full name exactly as it appears on your Aadhaar card.
• Enter your fathers or husbands name (as per land records).
• Input your 12-digit Aadhaar number.
• Select your gender and category (General, SC, ST, OBC).
• Enter your mobile number (must be linked to Aadhaar).
• Provide your bank account number and IFSC code.
• Upload a scanned copy of your land ownership document (PDF or JPG, under 2 MB).

4. Review all information carefully. Any mismatch between Aadhaar, bank, and land records will cause rejection.

5. Click Submit. You will receive an SMS and email confirmation with a unique registration ID.

6. Track your application status later by visiting the Status Check tab on the portal using your Aadhaar number or registration ID.

Option B: Offline Application via Common Service Centers (CSCs) or Local Authorities

If you do not have internet access or face difficulty with digital processes, you can apply offline:

1. Visit your nearest Common Service Center (CSC), Village Knowledge Center (VKC), or the local revenue office (Tahsildar or Patwari office).

2. Request assistance for PM Kisan registration. The operator or official will help you fill out the application form.

3. Provide your original documents for verification. The official will upload scanned copies on your behalf.

4. You will receive a printed acknowledgment slip with your application reference number. Keep this safe.

5. The local authority will forward your application to the state nodal agency for processing. You will be notified via SMS once your application is approved.

Step 4: Verify and Validate Information

After submission, your data undergoes automated validation against national databases:

• Aadhaar authentication via UIDAI.
• Bank account verification through NPCI.
• Land record cross-checking with state revenue departments.

If any mismatch is detectedsuch as a mismatched name, unlinked Aadhaar, or invalid bank accountyou will receive an SMS notification requesting correction. Do not ignore these messages. Failure to rectify within the stipulated time may delay or cancel your application.

Step 5: Wait for Approval and First Installment

Once validated, your application enters the approval queue. Processing typically takes 7 to 15 working days. You can monitor your status on the PM Kisan portal using your Aadhaar number.

Upon approval, you will be added to the beneficiary list for the next disbursement cycle. The first installment of ?2,000 is credited directly to your bank account. Subsequent installments follow every four months: typically in April, August, and December.

Ensure your bank account remains active. If your account is frozen or inactive, the payment will be rejected and may require re-application.

Step 6: Update Details if Needed

If your personal or land details changesuch as a change in bank account, marriage, or land transferyou must update your records promptly:

1. Log in to pmkisan.gov.in and click Update Beneficiary Details.

2. Select the field you need to update (e.g., bank account, mobile number, land details).

3. Upload supporting documents (e.g., new passbook, marriage certificate, revised land record).

4. Submit and wait for verification. Updates are processed within 1012 working days.

Failure to update critical details may result in payment suspension.

Best Practices

Applying for PM Kisan is simple, but avoiding common pitfalls ensures uninterrupted benefits. Here are proven best practices to follow:

1. Link Aadhaar to Bank Account Before Applying

This is the most common reason for application rejection. Even if your Aadhaar is linked to your mobile number, it must also be linked to your bank account. Visit your bank branch or use internet banking to confirm this linkage. You can check linkage status on the UIDAI website or through your banks mobile app.

2. Match Names Exactly Across All Documents

Your name on Aadhaar, bank passbook, and land records must be identical. Even minor spelling differences (e.g., Rajesh vs. Rajesh Kumar) can cause rejection. If theres a discrepancy, initiate a name correction with the appropriate authorityAadhaar for ID, bank for account, and revenue department for land records.

3. Use Official Channels Only

Never share your Aadhaar number, bank details, or OTP with third-party agents claiming to help with registration. Scammers often pose as government officials. Always use the official portal or visit government-recognized centers like CSCs or Panchayat offices.

4. Keep Records of All Communications

Save SMS confirmations, acknowledgment slips, and email notifications. These serve as proof of application and can be referenced if payments are delayed or disputed.

5. Apply Early in the Cycle

Applications are processed in batches aligned with disbursement cycles. Submitting your application early increases the chance of inclusion in the next payment cycle. Delays in submission may push your payment to the following quarter.

6. Educate Family Members

Many elderly farmers rely on younger family members for digital tasks. Ensure at least one family member understands the process. Create a simple checklist: Aadhaar, bank details, land record, mobile number. Keep it handy.

7. Reapply if Previous Application Was Rejected

If your application was rejected due to incorrect data, dont assume youre ineligible. Correct the error and reapply. Many farmers have successfully received benefits after multiple attempts.

8. Monitor Payment Status Regularly

Check your bank statement after the scheduled disbursement dates. If the amount doesnt reflect, check your status on the portal. If the status shows Payment Sent, contact your bank. If it shows Pending, wait a few more days or reapply if necessary.

Tools and Resources

Several digital and physical tools are available to support you throughout the PM Kisan application process. Utilizing these can save time, reduce errors, and improve success rates.

1. Official PM Kisan Portal

Website: pmkisan.gov.in

This is the primary platform for registration, status tracking, and updates. It is available in 12 Indian languages, including Hindi, Tamil, Telugu, Marathi, Bengali, and Punjabi. Use the Farmer Login section to manage your profile.

2. PM Kisan Mobile App

The official PM Kisan app is available on Android and iOS. Search for PM Kisan in your app store. The app allows you to:

• Register as a new beneficiary.
• Check payment status in real time.
• Receive push notifications for new installments.
• Update beneficiary details on the go.

Download only from official app stores. Avoid third-party apps claiming to offer PM Kisan services.

3. Common Service Centers (CSCs)

CSCs are government-authorized digital access points in rural areas. Over 400,000 CSCs operate across India. They offer free assistance with PM Kisan registration, document scanning, and form submission. Locate your nearest center using the CSC portal: csc.gov.in.

4. State Revenue Department Portals

Each state maintains its own land record system. Access your land records through your states portal:

• Uttar Pradesh: upbhulekh.gov.in
• Maharashtra: bhulekh.mahabhulekh.gov.in
• Tamil Nadu: tn.gov.in/landrecords
• Punjab: punjablandrecords.gov.in
• Bihar: upbhulekh.bihar.gov.in

These portals allow you to view and download your land record (Patta, Khatauni, 7/12 extract) to upload during registration.

5. Aadhaar Services

To verify Aadhaar linkage:

• Visit uidai.gov.in ? Aadhaar Services ? Check Aadhaar Bank Linking Status.
• Use the mAadhaar app to view linked services.

If not linked, visit your bank branch with your Aadhaar card and passbook to complete the process.

6. SMS Alerts and Interactive Voice Response (IVR)

Register your mobile number to receive automated SMS updates about your application status and payment dates. You can also dial the IVR number provided on the PM Kisan website to check your status using your Aadhaar number.

7. Farmer Helpline (Informational Only)

While direct customer support is not permitted under guidelines, the PM Kisan portal offers a Help & Support section with downloadable PDF guides, video tutorials, and FAQs in multiple languages. These are invaluable for visual learners and non-English speakers.

Real Examples

Real-world scenarios illustrate how the PM Kisan Scheme works in practice. These examples highlight common situations and how they were resolved successfully.

Example 1: Elderly Farmer in Odisha

Shri Ram Chandra, 72, from Balasore district, owns 1.5 hectares of paddy land. He had never used a smartphone or computer. His son, a school teacher, helped him apply online. They gathered his Aadhaar card, bank passbook, and land record (Patta). After submitting the application, they received an SMS stating Documents under verification. After 10 days, the status changed to Approved. The first ?2,000 was credited to his account on April 1. He now checks his balance monthly using the CSC operator who visits their village weekly.

Example 2: Widow in Andhra Pradesh

Shrimati Laxmi, a widow from Kurnool, inherited 1.2 hectares of land after her husbands death. Her name was not updated in the land records. She visited the local Tahsildar office and submitted a succession certificate. Once her name was added to the Patta, she applied for PM Kisan using her Aadhaar and newly updated bank account. Her application was approved in 12 days. She received her first installment in August and now uses the PM Kisan app to track future payments.

Example 3: Farmer with Bank Account Mismatch

Suresh from Haryana applied online but received a rejection SMS: Bank account not linked to Aadhaar. He visited his local branch and linked his account using his Aadhaar number. He reapplied the next day. His status changed to Approved within a week. He now keeps a printed copy of his Aadhaar-bank linkage confirmation in his wallet.

Example 4: Joint Land Ownership in Punjab

Two brothers jointly owned 1.8 hectares of land. Only one brother applied for PM Kisan, as the scheme allows one beneficiary per family. The application was approved. The other brother, unaware of the rule, attempted to apply separately and was rejected. After consulting the local agriculture office, they understood the policy and agreed to share the benefit informally. They now coordinate to ensure timely updates if ownership changes.

Example 5: Rejected Application Corrected

Rajesh from Madhya Pradesh applied twice and was rejected both times due to a spelling mismatch between his Aadhaar (Rajesh Kumar) and land record (Rajesh K). He submitted a correction request to the revenue department with a school certificate as proof. Once the land record was updated, he reapplied and was approved on the third attempt. His persistence paid off.

FAQs

Can I apply for PM Kisan if I dont have land in my name?

No. Only farmers whose names appear as landholders in official state land records are eligible. Tenant farmers or those who cultivate leased land are currently not covered under the scheme.

What if my Aadhaar is not linked to my bank account?

Your application will be rejected. Visit your bank branch with your Aadhaar card and passbook to link them. This is mandatory for direct benefit transfer.

Can I apply if Im over 70 years old?

Yes. There is no age limit for PM Kisan. Eligibility is based solely on land ownership and exclusion criteria, not age.

How long does it take to get the first payment after applying?

Typically, 7 to 15 working days after successful validation. Payments are processed in quarterly cycles, so timing depends on when your application is received relative to the disbursement schedule.

Can I update my mobile number after registration?

Yes. Log in to the PM Kisan portal and use the Update Beneficiary Details option. Youll need to verify the new number via OTP.

What if I have more than 2 hectares of land?

Only farmers owning up to 2 hectares are eligible. If you own more, you are not eligible, even if you are a marginal farmer in terms of income.

Can I apply if Im a government pensioner?

If you are a retired Class IV or Group D government employee and own cultivable land, you are eligible. However, if you are a retired officer, teacher, or hold a constitutional post, you are excluded.

Is the PM Kisan benefit taxable?

No. The ?6,000 annual benefit is a direct income support and is exempt from income tax under Section 10(17) of the Income Tax Act.

What happens if I move to another state?

You must update your state and district details on the portal. Your eligibility will be re-verified based on land records in your new state. If you no longer own land, you will no longer qualify.

Can I apply for my deceased fathers land?

Yes, if you are the legal heir and your name has been officially updated in the land records. Submit a succession certificate or legal heir document along with your application.

Why was my application rejected even though I own land?

Common reasons include: mismatched names, unlinked Aadhaar, inactive bank account, or land record not updated in the state database. Check the rejection SMS and correct the specific issue before reapplying.

Can I apply for PM Kisan if I have a Kisan Credit Card (KCC)?

Yes. Having a Kisan Credit Card does not disqualify you. In fact, it complements PM Kisan by providing credit access, while PM Kisan provides direct income support.

Do I need to reapply every year?

No. Once approved, you remain in the system and receive installments automatically every four months. However, you must update your details if any change occurs.

What if I dont receive my payment on time?

Check your status on the PM Kisan portal. If it shows Payment Sent, contact your bank. If it shows Pending, wait a few more days. If unresolved after 15 days, contact your local agriculture department or CSC operator for assistance.

Can I apply for my wife if she owns land separately?

Yes. If your wife is the sole landholder in her name, she can apply independently. Each eligible landholding family unit receives one benefit.

Conclusion

The PM Kisan Scheme is one of the most impactful rural welfare programs in Indias history. By delivering ?6,000 annually directly into the bank accounts of small and marginal farmers, it addresses long-standing issues of income insecurity, financial exclusion, and delayed subsidy distribution. However, the effectiveness of the scheme depends entirely on farmers ability to navigate the application process correctly.

This guide has provided a complete, step-by-step roadmapfrom confirming eligibility and gathering documents to submitting applications online or offline, updating records, and tracking payments. Weve shared best practices to avoid rejection, listed essential tools to streamline the process, and presented real-life examples to build confidence and clarity.

Remember: accuracy is more important than speed. Ensure your Aadhaar, bank account, and land records are perfectly aligned. Use official channels only. Keep records of every interaction. And dont hesitate to seek help from local CSCs or government officesthey exist precisely to support farmers like you.

As the government continues to expand and refine the scheme, staying informed and proactive will ensure you receive your rightful benefits without interruption. The PM Kisan Scheme is not just financial aidit is recognition of your contribution to national food security. Apply today, stay updated, and secure your familys future with dignity.